Have you answered your door only to be handed legal documents stating a debt collector is suing you? You may be wondering what you can do and how to defend yourself against a debt collector who is suing you.
Read more to learn about what to do if a debt collector has filed a lawsuit against you. Low-wage workers may call our office for a free legal consultation.
I am being sued by a debt collector
Call a consumer attorney immediately. Low-wage workers may call the Heartland Center for a free consultation. Do not ignore the suit. If you fail to appear, a judgment will be entered against you and your wages and bank account could be garnished.
A debt collector must prove in court that you actually owe the money and that they have a right to collect the debt. Because debt collectors operate with little documentation, they often lack this proof. So if you are being sued, do not assume that you will lose in court.
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